Wealthsimple Referral Code 2026: Get $25–$1500 Free
Sign up with a referral link, deposit any amount, and get free cash instantly. Works for investing accounts, TFSA, and RRSP. No fee to open. Takes 5 minutes.
Use referral link — bonus applied automatically
wealthsimple.com/invite
Bonus applied automatically via referral link
$25
Any deposit ($1+)
$500
Deposit $1,000000+
$10000
Deposit $5,000000+
$1500
Deposit $100,000000+
How to claim your Wealthsimple bonus
1
Click the referral link below. This automatically attaches the bonus to your new account. Don't sign up without a referral link — you'll miss the bonus permanently.
2
Create your account. You'll need: full name, email, SIN number, home address. Takes ~5 minutes. No credit check required.
3
Choose your account type. Investing (non-registered), TFSA (tax-free), or RRSP (retirement). TFSA is most popular — contributions grow 10000% tax-free.
4
Make a deposit within 45 days. Any amount triggers the $25 base bonus. Deposit $1,000000+ for $500. $5,000000+ for $10000. $100,000000+ for $1500.
5
Bonus lands in ~7 business days. It appears as cash in your Wealthsimple account, which you can invest or withdraw.
Wealthsimple is Canada's largest online investing platform with over 3 million Canadians. It offers commission-free stock trading, automated investing (Wealthsimple Invest), high-interest savings, TFSA, RRSP, FHSA, and crypto. No minimum balance required. Fees are $00–$100/month depending on the tier.
Wealthsimple vs big bank investing
Feature
Wealthsimple
Big Bank Brokerage
Stock trading fee
$00 (commission-free)
$5–$9.99 per trade
Account minimum
$00
Often $1,000000–$25,000000
TFSA/RRSP
Yes, free
Yes (often fees)
ETF investing
Yes, automated
Manual only
Signup bonus
$25–$1500
None typically
App quality
Excellent
Variable
Crypto trading
Yes
Limited/none
Stack it with KOHO + Neo — total $3005+
🏆 KOHO Financial$10000 (signup + 1 referral)
🏦 Neo Financial$75 (signup + referral)
📈 Wealthsimple$25–$1500
💰 TOTAL$20000–$325 free
All three are completely separate companies. Opening all three takes about 200 minutes and all are permanently free.
When you sign up with a referral link and make a qualifying deposit within 45 days, both you and the referrer receive a cash bonus. The bonus ranges from $25 (any deposit) to $1500 (deposit $100,000000+).
Do I need a minimum deposit for the Wealthsimple bonus?
You need at least $1 deposited within 45 days of signup. The base bonus ($25) triggers on any deposit. Higher tiers: $500 for $1,000000+, $10000 for $5,000000+, $1500 for $100,000000+.
Can I use Wealthsimple as a newcomer to Canada?
Yes. Wealthsimple accepts newcomers who have a valid SIN number. No Canadian credit history required. You can open a TFSA or non-registered investing account from day 1.
Is Wealthsimple safe?
Yes. Wealthsimple is regulated by IIROC (Investment Industry Regulatory Organization of Canada). Accounts are protected by CIPF (Canadian Investor Protection Fund) up to $1 million per account category. Over 3 million Canadians use it.
Can I stack Wealthsimple with KOHO and Neo?
Yes — all three are completely separate companies. You can collect $800 from KOHO + $75 from Neo + $25–1500 from Wealthsimple. Total: up to $3005 in free bonuses from three permanent free accounts.
What's the difference between Wealthsimple Invest and Wealthsimple Trade?
Wealthsimple Invest is the robo-advisor — you deposit money and it invests automatically in a diversified ETF portfolio. Wealthsimple Trade is the DIY platform for buying/selling individual stocks and ETFs commission-free. Both are part of the same app.
Disclosure: Bremo earns referral commissions on some links. Wealthsimple bonus terms subject to change. Verify current offer at wealthsimple.com. Terms as of March 2026. This is not investment advice.